Finding the best student credit cards for 2023 can help students take control of their finances and get a head start on building a good credit score. With so many options available, it can be difficult to know which card is right for you.
We’ve done the research and compiled a list of the top student credit cards that offer great rewards, high credit limit, good credit report, zero foreign transaction fees low interest rates, no annual fees and more. Whether you are looking for an introductory rate or cash back rewards, our list has something for everyone!
Discover it® Student chrome Credit Card
Discover it® Student chrome Credit Card is one of the best student credit card for 2023, offering a variety of rewards and benefits to help students get the most out of their spending. As you earn rewards, you have the opportunity to establish a credit history. With 2% cash back on gas and restaurant purchases up to $1,000 each quarter, plus 1% on all other purchases Early Spend Bunos, students can earn generous rewards quickly. Plus, with the Unlimited Cashback Match feature from Discover, cardholders can turn $50 into $100 or even $100 into $200 at the end of their first year with no minimum spending or maximum rewards.
In terms of convenience and acceptance, Discover offers 99% nationwide acceptance and access to a mobile app that makes it easy to keep track of earned rewards and manage credit card account information. It also provides online privacy protection to help remove personal info from select people-search websites that could sell data and free Social Security number alerts if your SSN is found on any Dark Web sites. As an extra layer of security, cardholders can use Freeze it® on/off switch through their mobile app or website if they misplace their card. With all these features available, Discover it® Student chrome Credit Card is surely one of the best student cash rewards credit cards for 2023.
Capital One SavorOne Student Cash Rewards Credit Card
Capital One SavorOne Student Cash Rewards Credit Card is the best student credit card for 2023 due to its impressive range of benefits and features. Plus, it has no foreign transaction fee and comes with Uber One membership statement credits. This is a secured credit card that offers unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores – plus 1% on all other purchases. \
Plus, new cardmembers can earn a one-time $50 cash bonus once they spend $100 on purchases within 3 months from credit card account opening. With no annual fee, students can maximize their savings while enjoying a range of exclusive benefits and services upon account opening. From complimentary concierge service to extended warranty protection, 24-hour travel assistance services and more, the Capital One SavorOne Student Cash Rewards Credit Card is a great college students looking to make the most of their spending.
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Bank of America® Travel Rewards credit card for Students
The Bank of America® Travel Rewards credit card for Students is one of the best student secured credit cards for 2023 due to its wide range of benefits and features. With these student cards, students can build their financial future while earning unlimited 1.5 points for every $1 spent on all purchases. Additionally, there is no annual fee or foreign transaction fee associated with this student cards and users will get a 0% intro APR offer for 18 billing cycles on purchases as well as any balance transfers made within the first 60 days of account opening.
Furthermore, new applicants have the chance to earn 25,000 online bonus points if they make at least $1,000 in purchases in the first 90 days after opening their account which can be redeemed for a statement credit towards travel and dining expenses. Finally, students can access their FICO® Score monthly through Online Banking or Mobile Banking app which helps them stay informed about their finances and establish good credit habits.
Capital One Quicksilver Student Cash Rewards Credit Card
The Capital One Quicksilver Student Cash Rewards Credit Card is one of the best student credit cards for 2023. With unlimited 1.5% cash back on every purchase, every day and a $50 cash bonus after spending $100 on purchases in 3 months, it is an ideal choice for the budget-conscious student. Not only does it provide great value, but it also comes with exclusive perks such as complimentary Uber benefits and access to Uber One membership.
With this card, you can enjoy savings on Uber and Uber Eats while getting 10% cash back on all your purchases. The annual fee is also waived for students so you can make the most out of your money without having to worry about any additional charges. If you are looking for a student credit card that can help you save money while providing great rewards, then the Capital One Quicksilver Student Cash Rewards Credit Card is a great choice for 2023.
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Finding the best student credit cards for 2023 is an important step towards taking control of your finances and building a good credit score. With so many great options available, it can be difficult to decide which card will work best for you. Our list includes some of the top student credit cards that offer rewards, high limits, zero foreign transaction fees low interest rates and more. Whether you are looking for cash back rewards or introductory rates, we believe our selection has something to suit everyone’s needs! We hope this article helps you make an informed decision about which student credit card is right for you in 2023.